I need to charge up my phone ivermectin cijena Remember the suspect property “clubs” that promised to help you buy flats without stumping up a penny? The phenomenon goes back to 2005 and 2006 and here’s how it worked. You would buy a flat marketed at ВЈ200,000 through the “club”. In fact, the price was discounted to ВЈ180,000. You would use the surveyors and solicitors and mortgage brokers recommended by the club. And you would apply for a ВЈ180,000 mortgage. Somehow, though, the lender never knew about the discount. It advanced ВЈ180,000 on the understanding that you had put in a deposit of ВЈ20,000. Today similar-sounding offers are doing the rounds again, with promises to help investors buy “no money down”. Don’t do it. No reputable lender will advance 100pc of a property’s value. At worst, entering such a deal could make you party to mortgage fraud.
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