Languages tylenol bebe bula quantidade The real story here, I think, is not about banks at all; rather, it’s about the government, which is desperately trying to extricate itself from its current position as the ultimate source of just about all mortgage finance. In the absence of a formal plan of how to do this, it’s trying a market-based approach: make mortgages expensive, and maybe the banks will take the hint and start offering private-label mortgages at lower, more competitive rates. As Timiraos says, part of the reason mortgage rates are so high is the fees that Fannie and Freddie are slapping on to every loan they buy from lenders.
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