Will I get paid for overtime? shop allegra Casey Bond, managing editor of GoBankingRates.com and a U.S. News My Money blogger, also encourages people to explore local banks, which sometimes offer higher rates of return. Otherwise, she says, savers have to take on additional risk to find higher returns. When it comes to short-term savings accounts for emergencies and daily expenses, "It's better to keep [money] in short-term deposit accounts with FDIC protection," she says, even if that means foregoing higher yields.
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